Home First Time Buyer Buying A Home Mortgage Mortgage Refinance Govoernment Programs FHA Refinance Home Affordable Refinance Program or HARP Reverse Mortgage Mortgage Refinancing Advice 12 Common Mistakes Home Buyers Make HARP Refinance Conventional Refinance Cash-Out Refinance USDA Streamline Refinance VA Streamline Refinance Is Life Insurance Compulsory for Mortgage? 9 Tips for Applying Mortgage Credit Good Time to Buying A House Select Your Mortgage
No Income Verification Loans
Rate One Mortgage offers an exceptional Menu of Loan Programs to borrowers with good credit histories who choose not to document their incomes. The income is stated but not verified, and this program is ideal for self-employed borrowers with complicated tax returns and financial statements. Salaried and retired borrowers are also eligible.
The following are some of the available NIV programs. Please call or e-mail for further details.
-
Purchase or refinance
-
Self-employed, salaried, or retired
-
No tax returns, no W-2's, no 1099's, no P&I; statements, no paycheck stubs... nothing
-
IRS 4506 Tax Form - Selected programs do not require this form to be signed at closing
-
NIV programs up to 95% LTV available with excellent rates